Building wealth for retirement: How to plan Rs 1 lakh monthly passive income? Experts outline safe and risky routes

Indians increasingly worry about retirement savings amid rising life expectancy and medical costs. Generating a Rs 1 lakh monthly income requires a corpus of Rs 1-2 crore, depending on risk appetite and investment choices. Strategies involving diversified equity funds, annuities, and systematic withdrawal plans can help achieve this goal while preserving capital and adjusting for inflation.

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